| ► Residential Products |
|
 Conventional Loans with in-house underwriting |
| Fannie Mae and Freddie Mac Guidelines |
| Conforming |
|
| FHA Land/Home Transactions |
| FHA Streamlines |
| FHA Purchase |
| FHA Loans with in-house underwriting, appraising |
| and final inspection |
| VA Loans |
|
| Modular home financing is a unique segment of the industry. As such, modular home loans require their own set of guidelines and criteria. Rather than attempting to use stick built loan guidelines, R.H. Lending employs a proven system for modular home loans. From origination to post-closing, R.H. Lending adheres to guidelines specially designed for modular home financing. |
| R.H. Lending offers a wide range of modular home finance products designed to accommodate borrowers with non-traditional income or asset situations. |
|
| Adjustable Arm or Fixed APR. Fast & Easy! |
| FHA FHA Streamline Refinance |
| Conventional, FHA and VA |
|
|
|
|
| ► Commercial Products |
| Bridge Hard Money ($1 Million & Up) |
|
| We offer loans for income-producing value properties in stablized markets. Equity position, business plan, market knowledge and experience, and justifiable value are all key components in these transactions. |
| Conventional Commercial Portfolios ($500K and Up) |
|
| 80% LTV for Multi-Family properties in prime markets, 70% LTV for commercial properties. |
| Church Construction Financing |
|
| Call for rates and terms. |
|
| An attractive tool intended to circumvent the limitations of conventional commercial notes and cost-prohibitive prepayment penalties. R.H. Lending provides Mezzanine financing such as: |
| Straight Debt Instrument |
| Participation Note |
| Preferred Note |
|
| This non-recourse loan can be used for: office space, industrial buildings, retail centers, Multi-Family, and self storage complexes. |
| The Commercial Mortgage Backed Securities (CMBS) is a segment that is rapidly expanding within the commercial mortgage industry. Just as not all projects conform to FHA or Fannie Mae guidelines, not all commercial real estate projects can be financed using the same lending structure. |
| Loan Amount: 1mm - 5mm |
| Pricing: Fixed Interest Rate |
| Term: 5 - 20 Years |
| LTV: 80% |
| Closing: Usually within 30 days of accepted commitment |
|
|
|
|
